• Single Person 21 till 30 years between €19,000  – €25,000
  • Single Person 31 till 39 years between €25,000  – €35,000
  • Couple 21 till 39 years between €19,000  – €35,000

The applicant cannot hold more than €17,500 capital assets.

For those who are eligible, the government will be paying the 10% deposit, on loan, so they can buy the property which should not exceed the sum of €175,000.  This means the government will issue the maximum amount of €17,500.  This loan will not be subject interest rates.  The same mentioned loan given by the government has to be repaid over a period of 25 years.

If the loan repayment is settled within the first 5 years, the government will give an incentive discount of 5% on the amount due.

If the loan repayment is settled between 5 and 10 years, the government will give an incentive discount of 2% on the amount due.

The application can be downloaded from the website https://housingauthority.gov.mt/en/Pages/default.aspx

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